PEP, South Africa's largest single brand retailer offering affordable, good quality clothing, footwear, and homeware with a range of mobile and financial services. As well as clothing and footwear, PEP sells homeware, FMCG, cellular and airtime products and also offers a range of other services such as cashbacks, Capfin loans, funeral insurance, cross-border and local money transfers, selected bill payments (such as DSTV), Flash tokens, PAXI parcel service and more.